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Mia Budget Buddy  ›  Children's Privacy

Mia Budget Buddy — Children’s Privacy (COPPA) Policy

⚠️ DRAFT — REQUIRES LAWYER REVIEW BEFORE PUBLICATION.

Effective Date: 2026-05-17

Our policy on children under 13

The Mia Budget Buddy Android application is not directed at children under 13, and we do not knowingly collect, use, or disclose personal information from children under 13 in compliance with the Children’s Online Privacy Protection Act (COPPA, 15 U.S.C. § 6501 et seq.) and its implementing regulations (16 CFR Part 312).

What “not directed at” means

  • The App’s content, voice, and marketing language are written for adults and teens managing money.
  • The age gate during Community sign-up requires the user to confirm they are 13 or older.
  • We do not use age-targeted advertising or third-party trackers that profile minors.
  • The Play Store listing’s target audience is set to 13+.

What happens if a child under 13 tries to sign up

  • The Community sign-up flow asks for the user’s birth date.
  • If the entered birth date indicates under 13, sign-up is blocked.
  • No account is created in Firebase. No personal information is stored beyond the rejected birth date check.

What happens if we discover a child under 13 already has an account

If we become aware that we have inadvertently collected personal information from a child under 13:

  1. We will delete the Firebase Authentication record and any Community content associated with it within 30 days.
  2. We will notify the parent or guardian if we have contact information.
  3. We will not retain or share that data with any third party.

Parents and guardians

If you believe your child under 13 has provided personal information to us, please contact us immediately:

  • Email: privacy@sierradigitalforge.com (subject line: “COPPA Request”)
  • Mail: Sierra Digital Forge LLC, c/o Northwest Registered Agent LLC, 732 S. 6th St., Suite N, Las Vegas, NV 89101, USA

We will respond within 10 business days and delete the child’s information.

Users aged 13 to 17

Users aged 13 and older may use the Community service. We recommend that:

  • Parents review COMMUNITY_GUIDELINES.md with their teen before signup.
  • Teens use a display name that doesn’t reveal their full real name.
  • Teens avoid sharing photos that show their face, home, school, or location.
  • Teens never share parent or household financial-account details (their parents’ bank credentials, account numbers, balances, or Plaid links). The App offers a “minor view” that hides full account balances when configured by an adult.
  • Teens speak with a parent before joining group events, challenges, or sharing financial milestones off-platform.

Plaid and minors

Plaid Inc., our bank-linking subprocessor, requires that account holders be of legal age in their jurisdiction (typically 18+) to open and authorize a financial-institution connection. The App does not permit Plaid linking on accounts marked as belonging to users under 18.

Educational use

If a school, library, or financial-literacy program wishes to introduce younger users to Mia Budget Buddy as a learning tool, please contact us at support@sierradigitalforge.com to discuss an education-mode configuration that disables Community, Plaid, and AI features.

Contact

Questions about this policy: privacy@sierradigitalforge.com